ENGLISH

Measuring the Impact of Microcredit Programs in Albania

By Forcim Kola

Book information

Publisher
Cambridge Scholars Publishing
Year
2017
ISBN
9781443862714, 9781443823043
LCC
HG178.3 .K653 2017
Language
english
Format
PDF
Filesize
2 MB (1802370 bytes)
Edition
1
Pages
226\226
Time added
2023-08-18 06:48:44
Microfinance.

Description

This book highlights a range of perspectives concerning the economic and social impact of microfinance products (especially microcredit) on their clients’ lives, scientifically analysing four distinct impact levels: namely, the individual level, the household level, the enterprise level, and the community level. Microcredit services enable low income people to move their family away from poverty and towards higher living standards, by increasing their business activity, improving their employment opportunities, and contributing to sustainable economic growth and development. Investigating the Albanian market, by assessing the impact of Albanian microfinance programs at each of the four above-mentioned impact levels, this book explores whether being a client of MFIs microfinance programmes brings positive changes to their lives and their community. The book uses various data collection techniques, such as surveys, interviews, quantitative measurements of financial data, and data processing methodologies including paired t-tests and a comparison-based data analysis methodology using a control group in order to support or reject the above hypothesis.

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