Money at the Margins: Global Perspectives on Technology, Financial Inclusion, and Design

Description

Mobile money, e-commerce, cash cards, retail credit cards, and more-as new monetary technologies become increasingly available, the global South has cautiously embraced these mediums as a potential solution to the issue of financial inclusion. How, if at all, do new forms of dematerialized money impact people's everyday financial lives? In what way do technologies interact with financial repertoires and other socio-cultural institutions? How do these technologies of financial inclusion shape the global politics and geographies of difference and inequality? These questions are at the heart of Money at the Margins, a groundbreaking exploration of the uses and socio-cultural impact of new forms of money and financial services. Money at the Margins Contents Illustrations Acknowledgments Introduction: Money and Finance at the Margins Part I — In/Exclusion: The Question of Inclusion Chapter 1 — A Living Fence: Financial Inclusion and Exclusion on the Haiti–Dominican Republic Border Chapter 2 — Capital Mobilization among the Somali Refugee Business Community in Nairobi, Kenya Chapter 3 — The Use of Mobile-Money Technology among Vulnerable Populations in Kenya: Opportunities and Challenges for Poverty Reduction Part II — Value and Wealth: What do Value and Wealth Do? "Life Goes On, Whatever "Life" Is Chapter 4 — Dhukuti Economies: The Moral and Social Ecologies of Rotating Finance in the Kathmandu Valley Chapter 5 — Chiastic Currency Spheres: Postsocialist "Conversions" in Cuba's Dual Economy Chapter 6 — Carola and Saraswathi: Juggling Wealth in India and in Mexico Part III — Technology and Social Relations: Infrastructures of Digital Money Chapter 7 — "Financial Inclusion Means Your Money Isn't with You": Conflicts over Social Grants and Financial Services in South Africa Chapter 8 — Social Networks of Mobile Money in Kenya Chapter 9 — Accounting in the Margin: Financial Ecologies in between Big and Small Data Part IV — Design and Practice Chapter 10 — Understanding Social Relations and Payments among Rural Ethiopians Chapter 11 — Delivering Cash Grants to Indigenous Peoples through Cash Cards versus Over-the-Counter Modalities: The Case of the 4Ps Conditional Cash Transfer Program in Palawan, Philippines Chapter 12 — Effects of Mobile Banking on the Savings Practices of Low-Income Users: The Indian Experience Chapter 13 — Betting on Chance in Colombia: Using Empirical Evidence on Game Networks to Develop Practical Design Guidelines Afterword — Monetary Ingenuity: Drink It In Index