ENGLISH

Housing and Finance in Developing Countries

By Gareth Jones , Kavita Datta

Book information

Publisher
Routledge
Year
1998
ISBN
041517242X, 9780415172424
Language
english
Format
PDF
Filesize
3 MB (3173296 bytes)
Series
Routledge Studies in Development and Society
Edition
1
Pages
296\295
Time added
2013-11-26 20:07:24

Description

This book explores the linkages between formal and informal housing finance drawing upon the lessons of NGO and micro-finance practices. Both public and private formal finance institutions have experienced great difficulty in lending below a middle-income client group, and are often reluctant to lend for the purpose of housing at all. This failure of formal finance to filter down to low-income households, and in particular to women, has led various NGOs and community groups to create and adopt innovative finance programmes, such as informal savings banks and credit rotating schemes. The authors critically assess the impact of theses schemes, and evaluate links between gender, housing and finance.

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