ENGLISH

Health Insurance: Basic Actuarial Models

By Ermanno Pitacco

Book information

Publisher
Springer
Year
2014
ISBN
3319122347, 978-3-319-12234-2, 978-3-319-12235-9, 3319122355
Language
english
Format
PDF
Filesize
3 MB (3582790 bytes)
Series
EAA Series
Pages
162\172
Library
kolxoz
Time added
2017-10-15 16:00:00

Description

Health Insurance aims at filling a gap in actuarial literature, attempting to solve the frequent misunderstanding in regards to both the purpose and the contents of health insurance products (and ‘protection products’, more generally) on the one hand, and the relevant actuarial structures on the other. In order to cover the basic principles regarding health insurance techniques, the first few chapters in this book are mainly devoted to the need for health insurance and a description of insurance products in this area (sickness insurance, accident insurance, critical illness covers, income protection, long-term care insurance, health-related benefits as riders to life insurance policies). An introduction to general actuarial and risk-management issues follows. Basic actuarial models are presented for sickness insurance and income protection (i.e. disability annuities). Several numerical examples help the reader understand the main features of pricing and reserving in the health insurance area. A short introduction to actuarial models for long-term care insurance products is also provided. Advanced undergraduate and graduate students in actuarial sciences; graduate students in economics, business and finance; and professionals and technicians operating in insurance and pension areas will find this book of benefit. Front Matter....Pages i-xii The Individual Perspective: The Need for Health Insurance....Pages 1-10 The Insurer’s Perspective: Managing Risks....Pages 11-27 Health Insurance Products....Pages 29-62 Introduction to Actuarial Aspects....Pages 63-68 Actuarial Models for Sickness Insurance....Pages 69-94 Actuarial Models for Disability Annuities....Pages 95-148 Back Matter....Pages 149-162

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