Don't Die Broke : How Annuities Can Guarantee Your Income and Keep Your Retirement from Going Belly-Up

Description

A plain-spoken, very accessible read, Don’t Die Broke has a voice and honesty akin to Rich Dad, Poor Dad as it paints a logical argument for the preservation of assets – as opposed to a risk-prone obsession with the accumulation of assets. Calling for a paradigm shift in the way we think about retirement planning, David Reindel’s message is long overdue, right on the money, and will rescue readers of all ages from many a market debacle in the coming years. Immersed as we are in what looks like a long-term climate of financial uncertainty, many investors have already endured market meltdowns, recession, volatile market “adjustments,” and ongoing forecasts calling for more economic instability in the years to come. Don’t Die Broke accordingly addresses consumer angst, offering key solutions for investment risk and volatility. As aptly noted in the book’s foreword, by Fran Tarkenton, "readers nationwide urgently need the solutions in Don’t Die Broke." Designed to be a timeless source of financial perspective, the book’s common-sense approach to retirement planning will provide ongoing help for everyone--particularly Boomers nearing retirement--who need to exchange their risk-based investment habits for preservation-based common sense. The key to Reindel's advocacy for safer retirement planning is the humble annuity, a long-misunderstood financial instrument that is about to see a major return to favor. Why have these time-honored investment tools generated so much controversy in recent years? Don’t Die Broke takes a frank look at those issues, defining little-known perils facing retirement plans for an upcoming era of economic uncertainty. Reindel, a national authority on annuities, explains how they fit into a safe and sane retirement plan in language that's clear, straightforward, and focused on the needs of people whose retirement is rapidly approaching. This book is focused on ideas and conepts that will help it outlive the shelf-life of easily dated annuity guides. The comprehensive expertise Reindel displays will establish him as a teacher’s teacher for professional financial planners. Given the historic validity of safe-retirement planning, this reader-friendly resource is likely to become a classic in the retirement planning genre, sure to survive the gyrations of market ups and downs, changes in annuity/insurance products, and other elements that quickly date the typical, personal-finance “how-to.” Meaning: this book will survive the test of time, and the time has most definitely come for Don’t Die Broke.