ENGLISH

Financial Privacy: An International Comparison of Credit Reporting Systems

By Nicola Jentzsch

Book information

Publisher
Springer
Year
2007
ISBN
3540733779, 9783540733775
Open Library ID
OL9810204M
Language
english
Format
PDF
Filesize
2 MB (2575134 bytes)
Series
Contributions to Economics
Edition
2nd
Pages
291\291
Topic
Economy
Library
mexmat
Time added
2009-11-09 02:42:13

Description

Credit reporting agencies collect and compile highly sensitive information on the millions of consumers in credit markets throughout the world and also increasingly across a variety of industries, such as insurance, retail and telecommunications. In this revised edition, Nicola Jentzsch provides an in-depth analysis of the economics and regulation of financial privacy and a comparative overview of credit reporting systems in the US and the 27 member states of the European Union. She offers an authoritative evaluation of the design and functioning of dual systems consisting of public credit registers and private credit reporting agencies. Drawing on theories of information and privacy as well as competition in information markets, she discusses the history and institutions of credit reporting. Finally, on an empirical level, the book assesses the economic effects of credit reporting on credit markets.

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