Financial Counseling

Description

"This text is a valuable new resource that we recommend for all of our professionals and are proud to incorporate as part of our AFC® certification program. With expertise representing the breadth and depth of the financial counseling profession, the content in this text provides you with a rigorous foundation of knowledge, considers critical theoretical models, and explores foundational skills of communication, self-awareness, and bias. This type of comprehensive approach aligns with our mission and vision—providing you with the foundational knowledge to meet clients where they are across the financial life-cycle and impact long-term financial capability." -Rebecca Wiggins, Executive Director, AFCPE® (Association for Financial Counseling and Planning Education®) This timely volume presents a comprehensive overview of financial counseling skills in accessible, practical detail for readers throughout the career span. Expert financial counselors, educators, and researchers refer to classic and current theories for up-to-date instruction on building long-term client competence, working with clients of diverse backgrounds, addressing problem financial behavior, and approaching sensitive topics. From these core components, readers have a choice of integrated frameworks for guiding clients in critical areas of financial decision-making. This essential work: · Offers an introduction to financial counseling as a practice and profession · Discusses the challenges of working in financial counseling · Explores the elements of the client/counselor relationship · Compares delivery systems and practice models · Features effective tools and resources used in financial counseling · Encourages counselor ethics, preparedness, and self-awareness A standout in professional development references, Financial Counseling equips students and new professionals to better understand this demanding field, and offers seasoned veterans a robust refresher course in current best practices. Front Matter ....Pages i-xxvi The Financial Counseling Profession (Dorothy B. Durband, Mary Bell Carlson, Cherie Stueve)....Pages 1-16 Personal Finance Competencies in the Practice of Financial Counseling (Lucy M. Delgadillo, Ryan H. Law)....Pages 17-30 The Practice of Financial Counseling (Sissy R. Osteen, Megan Ford, Jennifer Wilson)....Pages 31-46 A Systemic Approach to Understanding Diversity in Financial Counseling (Alycia N. DeGraff, Daniel Dillon)....Pages 47-63 The Importance of Self-Awareness for Financial Counselors and Clients (Joseph W. Goetz, Dorothy B. Durband, Angela K. Mazzolini)....Pages 65-76 Classic Theories for Use in Financial Counseling (Angela K. Mazzolini, Sissy R. Osteen)....Pages 77-90 Contemporary Theories and Frameworks for Use in Financial Counseling (Kristy L. Archuleta, Sarah D. Asebedo, Lance Palmer)....Pages 91-109 Key Communication and Physical Environment Concepts for Financial Counselors (Ryan H. Law, Camila A. Haselwood, Joseph W. Goetz)....Pages 111-126 Frameworks for Financial Decision Making (Benjamin F. Cummings, Sarah Newcomb)....Pages 127-140 Making the Science Practical: Behavioral Interventions in Practice (Sarah Newcomb, Benjamin F. Cummings)....Pages 141-151 Identifying Problematic Financial Behaviors and Money Disorders (Bradley T. Klontz, Derek R. Lawson)....Pages 153-168 Managing Challenging Conversations with Financial Counseling Clients (Sonya Britt-Lutter, Sarah D. Asebedo)....Pages 169-178 Resources and Tools for Use in Financial Counseling (Ryan H. Law, Ann C. House, Thomas A. Duffany)....Pages 179-193 Looking Forward: The Future of Financial Counseling (Angela K. Mazzolini, Bryan Ashton, Rebecca Wiggins, Vicki Jacobson)....Pages 195-205 Back Matter ....Pages 207-235