PFIN (MindTap Course List)

Description

PFIN7 relates personal finance to students� day-to-day lives. It provides decision-making frameworks and up-to-date information on key topics that include buying a home or car, setting up and maintaining a budget, handling student loans, insuring your life, health and property, investing to meet goals like retirement, and doing your taxes. Learn Personal Finance YOUR Way with PFIN! PFIN�s easy-reference, paperback textbook presents course content through visually-engaging chapters as well as Chapter Review Cards that consolidate the best review material into a ready-made study tool. It's your course, so study it your way with MindTap. Read or listen on any device, learn and study the topics needing extra attention and get your professor's notes instantly. Set reminders so you're always confident and prepared. -Make your own flashcards to study for quizzes -Read or listen to your book, plus add highlights and notes -Get mobile access to study whenever, wherever Title Page Copyright Page Brief Contents Contents About the Authors Acknowledgements Part 1 Foundations of Financial Planning Chapter 1 Understanding the Financial Planning Process 1-1 The Rewards of Sound Financial Planning 1-2 The Personal Financial Planning Process 1-3 From Goals to Plans: A Lifetime of Planning 1-4 The Planning Environment 1-5 What Determines Your Personal Income? Chapter 2 Using Financial Statements and Budgets 2-1 Mapping Out Your Financial Future 2-2 The Balance Sheet: How Much Are You Worth Today? 2-3 The Income and Expense Statement: What We Earn and Where It Goes 2-4 Using Your Personal Financial Statements 2-5 Cash In and Cash Out: Preparing and Using Budgets 2-6 The Time Value of Money: Placing a Dollar Value on Financial Goals 2-7 Inflation and Interest Rates Chapter 3 Preparing Your Taxes 3-1 Understanding Federal Income Tax Principles 3-2 It’s Taxable Income that Matters 3-3 Calculating and Filing Your Taxes 3-4 Other Filing Considerations 3-5 Effective Tax Planning Part 2 Managing Basic Assets Chapter 4 Managing Your Cash and Savings 4-1 The Role of Cash Management in Personal Financial Planning 4-2 Today’s Financial Services Marketplace 4-3 A Full Menu of Cash Management Products 4-4 Maintaining a Checking Account 4-5 Establishing a Savings Program Chapter 5 Making Automobile and Housing Decisions 5-1 Buying an Automobile 5-2 Leasing a Car 5-3 Meeting Housing Needs: Buy or Rent? 5-4 How Much Housing Can You Afford? 5-5 The Home-Buying Process 5-6 Financing the Transaction Part 3 Managing Credit Chapter 6 Using Credit 6-1 The Basic Concepts of Credit 6-2 Credit Cards and Other Types of Open Account Credit 6-3 Obtaining and Managing Open Forms of Credit 6-4 Using Credit Wisely Chapter 7 Using Consumer Loans 7-1 Basic Features of Consumer Loans 7-2 Managing Your Credit 7-3 Single-Payment Loans 7-4 Installment Loans Part 4 Managing Insurance Needs Chapter 8 Insuring Your Life 8-1 Basic Insurance Concepts 8-2 Why Buy Life Insurance? 8-3 How Much Life Insurance is Right for You? 8-4 What Kind of Policy is Right for You? 8-5 Buying Life Insurance 8-6 Key Features of Life Insurance Policies Chapter 9 Insuring Your Health 9-1 The Importance of Health Insurance Coverage 9-2 Health Insurance Plans 9-3 Health Insurance Decisions 9-4 Medical Expense Coverage and Policy Provisions 9-5 Long-Term-Care Insurance 9-6 Disability Income Insurance Chapter 10 Protecting Your Property 10-1 Basic Principles of Property Insurance 10-2 Homeowner’s Insurance 10-3 Automobile Insurance 10-4 Other Property and Liability Insurance 10-5 Buying Insurance and Settling Claims Part 5 Managing Investments Chapter 11 Investment Planning 11-1 The Objectives and Rewards of Investing 11-2 Securities Markets 11-3 Making Transactions in the Securities Markets 11-4 Becoming an Informed Investor 11-5 Online Investing 11-6 Managing Your Investment Holdings Chapter 12 Investing in Stocks and Bonds 12-1 The Risks and Rewards of Investing 12-2 Investing in Common Stock 12-3 Investing in Bonds Chapter 13 Investing in Mutual Funds, ETFs, and Real Estate 13-1 Mutual Funds and Exchange Traded Funds: Some Basics 13-2 Types of Funds and Fund Services 13-3 Making Mutual Fund and ETF Investments 13-4 Investing in Real Estate Part 6 Retirement and Estate Planning Chapter 14 Planning for Retirement 14-1 An Overview of Retirement Planning 14-2 Social Security 14-3 Pension Plans and Retirement Programs 14-4 Annuities Chapter 15 Preserving Your Estate 15-1 Principles of Estate Planning 15-2 Thy Will Be Done… 15-3 Trusts 15-4 Federal Unified Transfer Taxes 15-5 Calculating Estate Taxes 15-6 Estate Planning Techniques Appendix A Appendix B Appendix C Appendix D Appendix E Index