ENGLISH

Investing in Human Capital: A Capital Markets Approach to Student Funding

By Miguel Palacios Lleras

Book information

Year
2004
ISBN
9780511585982, 0521828406, 9780521039529, 0521039525, 0511585985, 9780521828406
LCC
LB2340 .P35 2004
Open Library ID
OL15556791M
Language
english
Format
PDF
Filesize
556 kB (569537 bytes)
Pages
248\248
Time added
2011-06-04 13:46:07

Description

This study recommends employing "human capital contracts" wherein students agree to pay a percentage of their income over time in exchange for funds to finance their education. The main difference between "human capital contracts" and loans is the variable value of the payments students make during the repayment period. Their financial consequences, of risk transfer from students to investors and increased information regarding future graduates' earnings, make the contracts an attractive alternative in funding higher education.

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