The Routledge Handbook of Fintech

Description

The Routledge Handbook of FinTech offers comprehensive coverage of the opportunities, challenges and future trends of financial technology. This handbook is a unique and in-depth reference work. It is organised in six thematic parts. The first part outlines the development, funding, and the future trends. The second focuses on blockchain technology applications and various aspects of cryptocurrencies. The next covers FinTech in banking. A significant element of FinTech, mobile payments and online lending, is included in the fourth part. The fifth continues with several chapters covering other financial services, while the last discusses ethics and regulatory issues. These six parts represent the most significant and overarching themes of FinTech innovations. This handbook will appeal to students, established researchers seeking a single repository on the subject, as well as policy makers and market professionals seeking convenient access to a one-stop guide. Cover Half Title Title Page Copyright Page Table of Contents List of figures List of tables List of contributors PART I: FinTech innovations and trends 1 FinTech innovations and financial markets: an introduction 2 FinTech venture capital 3 The future of finance: why regulation matters 4 Digital currencies: what role in our financial system? PART II: Blockchain and cryptocurrencies 5 Decentralized autonomous risk transfer on the blockchain 6 Distributed ledger technologies and blockchain for FinTech: principles and applications 7 Initial coin offerings: a statistical analysis of the main characteristics 8 Initial coin offerings: a new trend in the market 9 Price discovery in the Bitcoin futures and cash markets 10 Trading and regulation of cryptocurrencies, stablecoins and other cryptoassets 11 Cryptoassets and financial crime: a European Union perspective PART III: FinTech in banking 12 FinTechs: unbundling and re-bundling in the open industry of banking 13 Is FinTech a threat or a promise to banks? 14 Virtual rush: the race for virtual banks in the Asia-Pacific region 15 The restructure of China’s banking industry by artificial intelligence and FinTech PART IV: FinTech in payments and lending 16 Consumer payment preferences and the impact of technology and regulation: insights from the Visa Payment Panel Study 17 Meet people where they are: building formal credit using informal financial traditions 18 Peer-to-peer lending risk management PART V: FinTech in other financial services 19 Rethinking automated investment adviser disclosure 20 Market risk for robot advisory 21 Financial technology in the U.S. Municipal Fixed Income Market 22 PropTech: the real estate industry in transition PART VI: FinTech regulatory issues 23 Machine Learning implications for banking regulation 24 Regulating FinTech in Canada and the United States: comparison, challenges and opportunities 25 Cryptocurrency market reactions to regulatory news Index