ENGLISH

Shortchanged: Life and Debt in the Fringe Economy (Bk Currents)

By Howard Karger

Book information

Publisher
Berrett-Koehler Publishers
Year
2005
ISBN
1576753360, 9781576753361, 9781605098050
LCC
HG178.33.U6 K37 2005
Google Books ID
oGgSszLmdnoC
Open Library ID
OL3420903M
Language
english
Format
PDF
Filesize
945 kB (968110 bytes)
Series
Bk Currents
Pages
273\273
Orientation
yes
Scanned
no
Time added
2012-03-09 12:00:00

Description

"Shortchanged" takes an uncompromising look at the corporate vultures that prey on America's working class. Made up of pawnshops, payday lenders, check cashers, credit card companies and the like, the fringe economy entices vulnerable consumers into an economic netherworld of high interest rates and ever-increasing debt. The book examines the factors behind the fringe economy's rise -- stagnant wages, rising numbers of working poor, and the 12 million U.S. households without bank accounts -- and investigates the sleazy practices -- instant credit, cash-for-your-title loans, predatory mortgage lending, E-Z home equity loans -- that result in phenomenal growth for the industry and a nightmare for the consumer. Powerful analysis is combined with moving personal stories of the mothers, fathers, and families whose lives have been put on the line for the perpetuation of this economy. Ruthless, compelling, outrageous, and often enraging, "Shortchanged" puts the spotlight on the shady side of America's economic underbelly.

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